Business Insurance Disputes
Has your insurer unreasonably delayed or denied your claim? If so, your insurer may have violated its obligation to act in a way that will not injure you. Because injury in the context of business insurance claims includes preventing policyholders from receiving the benefits of their policies, denial of a claim might entitle you to compensation for your losses.
The Paynter Law Firm’s experienced team can help represent businesses who have been impacted by insurers acting in bad faith. Our recent string of successes in business insurance coverage litigation has quickly made us a top competitor for commercial policyholders seeking assistance in these challenging and unprecedented times. We are ready to support you.
Free Policy Review
At Paynter Law, we’re providing restaurant and business owners with a free business insurance policy review. To get started, give us a call: (844) 472-9683.
How we help
Filing a Claim
We can help you identify potential coverage and provide you with guidance on how best to secure that coverage for your business. Often, it can be helpful to retain the advice of counsel as early in the process as possible (especially, for example, prior to filing your claim). If you have already filed a claim and your claim is still being processed or has been denied, we are available to litigate your claim as well. No matter where you are in the process, we can help.
We offer a variety of client representation models, including contingency fee (which means you wouldn’t pay anything until we have successfully secured coverage for you), hourly, or a combination of the two.
At Paynter Law, we help:
- Provide a free preview of your business insurance policy
- Identify available coverage under your existing business insurance policy
- Identify and review any policy restrictions and exclusions
- Clarify complexities in insurance code and case law
- Insist insurance adjusters review claims in a timely manner
- Help protect your ability to recover if litigation becomes necessary
- Litigate your claim if it is denied by the insurance company
We’re here to help walk you through the entire process.
Did you know?
Before filing a claim, business owners should consult an insurance disputes attorney to have their business policy reviewed for things like coverage, exclusions, and claim submission requirements.
Consulting an attorney before filing your claim can ensure that you have the best chance at recovering under your insurance policy.
After the 2008 financial crisis, hundreds of thousands of Americans were defrauded into paying millions of dollars in fees to dubious “debt settlement” scams. These companies promised to settle consumers’ debts for “pennies on the dollar” but often ended up taking up-front fees and delivering nothing in return.
In the Meracord/NoteWorld litigation, we brought multiple class-action lawsuits against a major player in the debt settlement industry on behalf of defrauded consumers. A federal judge in Washington certified the class and awarded $1.45 billion in damages against Meracord. Unfortunately, by that point, the company had already gone out of business.
But where others might have given up, we got creative. We brought a class-action lawsuit against the insurance company that had issued the surety bonds backing Meracord’s business licenses. (As far as we could tell, no one had ever brought a class action against licensing bonds – our lawsuit was the first of its kind.) After continually insisting that their surety bonds did not cover the claims of consumers we represented, the insurance companies ultimately ended up paying out over $15,000,000 – representing nearly 90% of their maximum total exposure on the bonds. After approving the final settlement, the federal judge presiding over the case noted that “plaintiffs’ counsel, through great persistence and just plain hard work for the class members, achieved what can only be regarded as an extraordinarily good result.”
Great attorneys! I’ve used these folks for several matters and have always been satisfied with their advice and outcomes.
I’ve always been very impressed with this firm and would recommend these attorneys to anyone in need.
If you have questions about your insurance policy, your coverage, how to file your claim, or have already had your claim denied, then contact Paynter Law today at (844) 472-9683.
If you have questions or concerns regarding your business interruption coverage in relation to the COVID-19 pandemic, please email firstname.lastname@example.org.